Loans

Federal Direct Subsidized Loan. These are loans based on documented financial need. Repayment begins six months after the student has graduated or is no longer attending at least six credit hours. If applicable, partial or full origination fees may be deducted prior to disbursement of funds. Students must complete a FAFSA.
Federal Direct Unsubsidized Loan. These loans are not based on financial need. Repayment begins six months after the student has graduated or is no longer attending at least six credit hours. If applicable, partial or full origination fees may be deducted prior to disbursement of funds. Students must complete a FAFSA.
Federal Direct Parent Loan for Undergraduate Students (PLUS). These loans are made to parent(s) with good credit histories to help pay educational expenses of dependent, undergraduate students enrolled at least half-time. Amounts are limited to the cost of educational expenses minus other aid. If applicable, partial or full origination fees may be deducted prior to disbursement of funds. Repayment begins 60 days after the final disbursement. Students must complete a FAFSA.

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