Undergraduate Edition 2021-2023

Student Health Insurance

All registered students are required to have health insurance. Therefore, health insurance can be obtained through a private policy or through the plan offered by the University. The primary purpose of this coverage is to offset the costs of health.

  • All registered students taking six (6) or more credit hours are required to purchase the student health insurance plan, with the following exceptions: distance education students and students who submit evidence of equivalent coverage satisfactory to the policyholder. If you do not submit a waiver online, you will automatically purchase the Student Health Insurance and the charge will remain on your student account. If you have any questions, please contact Student Accounts at (252) 335-3471.
  • Students enrolled in online ONLY classes are not eligible for the state health insurance plan
  • Students participating in sports are eligible to waive or enroll.
  • Please note the following: Students MUST enroll in or waive out of the coverage by visiting www.studentbluenc.com/ecsu to start the enrollment or waiver process. Students that do not submit an approved waiver, and have not enrolled themselves in the program, will be enrolled automatically.

For more information on the Plan benefits and to enroll or waive, Please visit www.studentbluenc.com/ecsu

Brochures outlining the coverage and limitations may be viewed online at www.bcbsnc.com/ecsu/edu. There will be a two-week appeal period immediately following the waiver student health insurance verification process prior to the campus deadline for submitting a waiver request as well as students who filed a waiver request and had it declined. The campus-based appeal process is the same for all students across all UNC campuses.

Fees and charges for medical services, diagnostic procedures, and laboratory services not covered by the student health insurance are the responsibility of the student. Student Health Services will file claims if the student has health insurance provided by the University. All other insurance claims are not filed by Student Health Services for students.