Student Health Insurance
All students enrolled in 6 credit hours or more are required to have health insurance. Students have an opportunity to waive the health insurance fee during the Fall and Spring semesters by completing the waiver process online at www.bcbsnc.com/student. All students enrolled in 6 credit hours or more who do not waive the health insurance fee, will be automatically covered under a health insurance policy provided by the University. The primary purpose of this coverage is to offset the costs of health care. Brochures outlining the coverage and limitations may be viewed online at www.bcbsnc.com/ecsu/edu. There will be a two-week appeal period immediately following the waiver period for any student who did not successfully complete the hard waiver student health insurance verification process prior to the campus deadline for submitting a waiver request. This applies to students who never filed a waiver request as well as students who filed a waiver request and had it declined. The campus-based appeal process is the same for all students across all UNC campuses.
Fees and charges for medical services, diagnostic procedures, and laboratory services not covered by the student health insurance are the responsibility of the student. Student Health Services will file claims if the student has health insurance provided by the University. All other insurance claims are not filed by Student Health Services for students.