Graduate and Professional Degree Students Loan Limits

The program/lender you select in your first year at Elizabeth City State University will be the program/lender you will always have at ECSU. Students cannot receive a student loan from both programs in the same academic year. Regardless of the program a student uses, Stafford Loans have yearly limits.

For a student, the graduate limits are:

• Annual amount based on institution cost of attendance budget: $20,500 – No more than $8,500 of this amount may be in subsidized loans.
• Maximum Total Debt Upon Completion of Graduate Studies: $138,500 – No more than $65,000 of this amount may be in subsidized loans. The graduate debt limit includes Stafford Loans received for undergraduate study.