Financial Aid and Scholarships

Tuition per Semester

Church Member Tuition

Non-Church Member Tuition

Health Insurance per Semester

*Waiver available for private health insurance if submitted by the tuition/health plan deadline.

Fees

Estimated Expense per School Year

Types of financial aid available

Financial aid options at Ensign College:

• Scholarships
• Direct Loans
• Pell Grants

Students can apply for federal financial aid by submitting a FAFSA. More information about Federal Financial Aid can be found on our website. https://www.ensign.edu/financial-aid.

To learn more about Ensign College scholarships, please visit https://www.ensign.edu/scholarships.

Satisfactory Academic Progress

A student receiving federal aid (federal grants and loans) must maintain Satisfactory Academic Progress (SAP).

SAP includes your cumulative grade point average, your aggregate completion rate (Pace) and the maximum time frame to complete your degree. All periods of enrollment count toward Satisfactory Academic Progress (Fall, Winter, Spring), including periods when a student does not receive financial aid.

Cumulative Grade Point Average

A student on financial aid must maintain a minimum 2.0 CGPA in order to continue receiving financial aid. This is reviewed at the end of each semester. Transfer credit does not count toward the CGPA.

PACE (Aggregate Completion Rate)

Pace is a measure of a student's progress toward graduation. A student on financial aid must complete at least 67% of all credits attempted at Ensign College. The calculation is done by dividing total credits completed by the total credits attempted (this includes remedial coursework).

Max Time Frame

To Earn a Degree A student must complete a degree within 150% of the number of credit hours required for the degree or certificate being sought. Transfer courses accepted by Ensign College count in this calculation.

If a student changes their major, their maximum time frame calculation does not reset. If they exceed the 150% mark, they would need to submit an appeal to continue using financial aid.

Financial Aid Warning

Students who do not meet SAP standards for the first time may be placed on Financial Aid warning for one semester. During this semester the student may still receive financial aid. A student will be placed on warning when:

• The CGPA falls below 2.0 (but is still above 1.0) the first time.
• The student must have a 2.0 CGPA by the end of the warning term.
• The Aggregate Completion Rate falls below 67%.
• The student must have a completion rate above 67% by the end of the warning term.

Financial Aid Disqualification

A student will be disqualified from receiving aid when:

• He/she does not meet SAP requirements by the end of the warning semester.
• The CGPA is below 1.0.
• He/she does not or will not be able to complete a degree within 150% of the number of hours required for graduation.

For more information about SAP and to learn about the appeals process for disqualified students, please visit https://www.ensign.edu/satisfactory-academic-progress.

Financial Aid Census Date

The amount of financial aid you qualify for is affected by the credit hours for which you are enrolled as of the financial aid census date (“FAD”). Classes added after this date or dropped/withdrawn before funds are disbursed to your student account will not impact your financial aid eligibility for the semester.

Please review the academic calendars to identify the financial aid determination deadline. https://calendar.ensign.edu/.

Marriage and Financial Aid

Students who are married by the last day of the Winter semester, may choose to update their marital status. Students are encouraged to speak with the financial aid office before changing marital status if they have already submitted a FAFSA for the current academic year.

For more information about changing marital status, please view https://www.ensign.edu/marriage-financial-aid.

Return of Title IV or Withdrawals

Students receiving financial aid or scholarships should check with the Financial Aid Office before withdrawing or dropping any classes after the semester has begun. Students should never just stop attending class. If a student drops or withdraws from individual classes, they must have begun attending in each course in order to remain eligible for the initial disbursement of financial aid.

At the end of the term, the financial aid office will review students who do not complete some or all of their classes and your last date of attendance is reviewed and/or your academic participation. If a recipient of Title IV grant or loan funds completely withdraws (either officially or unofficially) from the College after beginning attendance, the amount of Title IV grant or loan assistance earned by the student must be determined. Financial aid may be reduced after this review is complete and student will be notified via email about balances returned to the Department of Education.

Please visit https://www.ensign.edu/return-title-iv-funds-withdrawals for more detailed information.

Financial Aid Code of Conduct

The Higher Education Opportunity Act regulates the conditions under which educational institutions may participate in Title IV programs. Under HEOA 487(a)(25) participating educational institutions are required to develop and comply with a code of conduct prohibiting conflicts of interest involving its financial aid personnel. In compliance with federal law, Ensign College’s officers, employees and agents are required to comply with the provisions of this code of conduct and avoid real or perceived conflicts of interest.

Our Code of Conduct is found on our website https://www.ensign.edu/financial-aid-code-conduct.

General Scholarship Policies

Ensign College scholarship recipients are expected to abide by the Ensign College Scholarship Policies. Please view https://www.ensign.edu/scholarship-policies.